Service · 01

Home loan.

Whether it is your first front door or your fifth, we structure purchase financing across our forty-plus lender network so the rate, term and closing date arrive together.

Aerial of suburban homes at golden hour
5.74%
From, 30-yr fixed
95%
LTV available
14d
Median close
$0
Advisory fee
What you get

Structured around you.

  • ·
    Pre-approval in 48 hours
    A real letter, underwritten — not a soft estimate that evaporates at the offer table.
  • ·
    Fixed, ARM, interest-only
    We model three structures so you choose with eyes open, not under pressure.
  • ·
    First-time buyer programs
    FHA, VA, USDA and down-payment assistance, walked through line by line.
  • ·
    Jumbo to $5M
    Portfolio products for primary, second and investment properties.
Eligibility
  • Minimum CIBIL score of 650+
  • 2 years of stable salaried income or 2 years self-employed business history
  • Debt-to-income ratio or FOIR under 50%
  • Property must be located in India (primary focus in Ahmedabad and Gujarat)
Documents to bring
  • Last 2 years tax returns (W-2 or 1099)
  • Most recent 60 days of bank statements
  • Photo ID and proof of residence
  • Purchase contract once accepted
Questions

Asked, and answered.

How much home can I afford?
We start with a 30-minute call, then return a written affordability range that reflects your tax position, not a generic ratio.
Can I lock the rate?
Yes — for 30, 45, 60 or 90 days, and we will float-down once if the market moves in your favour before close.
What about closing costs?
We negotiate lender credits and present a side-by-side of cash-to-close before you commit.
Begin

A conversation costs
nothing. Clarity, everything.