AAura Growth CapitalLending, refined.
Service · 04

Business loan.

From the first commercial kitchen to the third warehouse, we structure capital that scales with the business — not around it. We have placed funding for restaurants, agencies, manufacturers, clinics and trades.

Start an application All services
Modern office tower at dusk
11.25%
From, Interest Rate
₹5 Cr
Up to
10d
Median to term sheet
40+
Lender network
What you get

Structured around you.

  • ·
    Working capital lines
    Revolving cash credit (CC) and overdraft (OD) facilities sized to your cash cycle.
  • ·
    CGTMSE & MSME Loans
    Collateral-free government-sponsored schemes end-to-end advisory.
  • ·
    Machinery & Equipment
    Asset-based funding options preserving your core working capital.
  • ·
    Business Expansion Stack
    Capital structuring combining secured/unsecured term debt and business credit lines.
Eligibility
  • 2+ years in operation (1 year considered with strong financials)
  • Annual revenue ₹25 Lakhs or above
  • Owner CIBIL score of 650+
  • Indian registered business entity (Proprietorship, Partnership, LLP, or Pvt Ltd)
Documents to bring
  • Last 2 years business tax returns
  • Year-to-date P&L and balance sheet
  • Last 6 months of business bank statements
  • Personal financial statement of principal(s)
Questions

Asked, and answered.

Do you lend to early-stage businesses?
Selectively — strong personal credit and a clear revenue thesis can compensate for limited business history.
Is a personal guarantee required?
For most products, yes. We are transparent about scope and structure before signature.
How long does an SBA loan really take?
Term sheet inside two weeks; close typically 45–60 days depending on third-party reports.
Previous
← Personal loan
Begin

A conversation costs
nothing. Clarity, everything.

Speak to an advisor